Storm Damages and Claims
Damages & Claims
Storm Damages & Insurance Claims
Midwestern weather can be severe and unpredictable – but our technicians are always on call to address any surprises that come your way. With swift response times and proven experience working with homeowners insurance, St. Louis Residential Roofing is your first line of defense against storm damages that threaten the safety and security of your home.
We provide temporary emergency repairs to your roof, consult with you on your insurance claim, and meet with your adjuster to ensure you receive a thorough and accurate inspection. From our first conversation through project completion, we stay connected with you and take care of every detail.
Types of Storm Damage
When nature is at its worst, it’s important to make sure your roof is at its best. A burst of wind or a quick hailstorm can quickly damage exterior roofing, flashing, and gutters – leaving you at risk of having larger problems down the line.
Some common storm damages include:
Water Damage
Hail Damage
Wind Damage
Water Damage
Rain, snow and ice damage can cause interior damage quickly and can lead to more sever problems like rot and mold.
Hail damage can impact a roof in ways that aren’t always visible at first glance. Even small hailstones can bruise shingles, loosen granules, or create hidden cracks that lead to leaks over time.
Wind damage can weaken a roof quickly, especially during strong storms. High winds can lift, crease, or completely remove shingles, exposing the underlying materials to water and debris.
Insurance Claims Specialists
After a storm blows past, homeowners like you often fall into one of four categories
01
You are unaware of the damage, or that you are eligible to receive an inspection and adjustment from your insurance carrier.
02
You are aware there may be damage, but haven’t begun the insurance adjustment process.
03
You are aware of the damage and need to have your roof adjusted.
04
You have already received an adjustment & now have a check in hand or are currently in the process of negotiating a settlement
Your Advocates in the Claim Process
Within hours, our Project Manager will arrive to perform an inspection. They’ll determine if your home has damage that qualifies for insurance coverage and create a cost estimate to cover all of the necessary labor and materials to properly restore your roof. Then, we’ll get everything over to your adjuster and advocate for you in the insurance claims process by:
- Identifying code requirements and items the adjuster may miss.
- Reviewing the loss sheet provided by the adjuster.
- Comparing settlements to the real costs of repair.
We Offer Financing and Payment Plans
A roof repair or replacement is a major investment, and we’re here to make it as manageable as possible. St. Louis Residential Roofing can help you explore a variety of financing options so you can choose what works best for your budget.
Multiple Options
You’ll have access to a variety of financing solutions. Out team helps you review and compare options so you can choose the one that works best for your needs.
Quick Pre-Qualification
Our pre-qualification process is 100% confidential and takes less than 2 minutes and does not affect your credit score, giving you clarity without risk.
Personalized Guidance
From start to finish, we walk you through each step, explain your options in plain language, and answer any questions to ensure you feel confident in your financing choice.
Get Started Quickly. You can begin the pre-qualification process today and get your roofing project underway without unnecessary delays.
Additional Payment Options
If you prefer not to finance, we also accept credit card payments (a 3% fee applies) for your convenience.
What to expect
Our Process
St. Louis Residential Roofing works with you to identify and meet your needs. Each project follows the same general timeline after your first call:
Consultation
We’ll sit down with you in a meeting to understand the problem that needs to be addressed – considering taking into account the age of your roof, past maintenance, previous leaks, budget and timeframe.
Inspection
Our team will examine the materials, areas of saturation and design considerations for your roof. Then, we’ll prepare an cost estimate of your investment that meets your needs, including options for financing.
Discussion
We’ll show you our recommendations for good, better and best alternatives for replacements and repairs. Plus, we can provide budgets for the various alternatives before you make your decision.
Decision
You can choose the option that you believe is the best value for your situation.
Pre-Construction Planning
Once you accept our estimate, St. Louis Residential Roofing will schedule a material delivery date and review installation day procedures and timelines.